Ray Jones
I specialize in helping people achieve their goals and dreams with the RIGHT mortgage loan program for THEIR situation.
🏡 I have been serving the mortgage lending needs of Fresno and the central valley, mountains, and coastal communities since 1994.
👋 I specialize in getting my clients not only the best mortgage rates and programs offered but also the RIGHT home loan program for their needs. I don’t sell Real Estate, Insurance or Am-way and know nothing about replacing the alternator in your Bugatti. What I know is mortgage loans. That’s what I have offered for over a quarter Century.
FREE Consultation & PreQualification Call or email me today. (559) 346-7238 [email protected] Seriously! I love talking about finances, mortgages, and real estate.
👪 My team members and referral partners are an important part of my success and I support them with my expertise and passion as well as unwavering integrity. People are unique and so is what I offer.
Services
Live session to get your Purchase PreApproval if you don't want to start with the online questionnaire. www.OneRay.com/apply 🔥 We'll start with a chat about your goals and circumstances. 🔥 Then, explore the loan options that meet your needs & fit your life situation. 🔥 A Soft Credit Report will be pulled to complete your profile. Be sure your TransUnion file is not frozen or locked. 🔥 I'll issue your PreApproval & advise ways to improve your qualification for more options and better rates.