Heidi Keaton

Retirement plans are written in a language built to confuse you. I translate. I'm a Qualified 401(k) Administrator (QKA) who's spent years inside the compliance machinery — testing, filings, plan documents. I'm not here to sell you a plan or take over your administration. I'm here to explain what you already have, in words that stick. Book a session if you want to:

• Understand what your 401(k) actually does — and what those testing results and notices mean • Know whether your plan is set up right before an audit, a merger, or a hard question from an employee • Decode a document, form, or piece of advice you were handed but never got explained • Ask the "dumb" questions you don't want to ask your provider